Medicare Supplement Plans
Medicare Supplement Insurance, also known as Medigap, helps cover certain out-of-pocket costs that Original Medicare does not pay.
These plans are designed to help reduce unexpected healthcare expenses and provide greater financial predictability.
Helping Fill the Gaps in Original Medicare
What Can Medicare Supplement Plans Help Cover?
✓ Medicare Part A coinsurance and hospital costs
✓ Medicare Part B coinsurance and copayments
✓ Skilled nursing facility coinsurance
✓ Certain Medicare deductibles
✓ Emergency healthcare coverage while traveling abroad (on some plans)
Benefits vary by plan type and eligibility requirements.
Why Choose a Medicare Supplement Plan?
A Medicare Supplement plan may be a good fit if you:
✓ Want the freedom to see any provider who accepts Medicare
✓ Travel frequently within the United States
✓ Prefer predictable healthcare expenses
✓ Want coverage that works alongside Original Medicare
How We Can Help
At Sparby Insurance Agency, we help you understand the differences between available Medicare Supplement plans and determine which option best fits your healthcare needs and budget.
Ready to Review Your Medicare Options?
Whether you're new to Medicare, turning 65, relocating, or reviewing your current coverage, we're here to help.
Sparby Insurance Agency, LLC
📞 218-687-1120
Serving Minnesota & North Dakota
Contact us today for a free, no-obligation Medicare review.